Your tuition invoice, their local currency—at wholesale FX.
Let international students, parents, agencies, and event attendees pay in their own home currency via local domestic rails and digital wallets across 200+ countries—saving families 2%–5% compared to punitive local retail bank FX spreads while guaranteeing 100% exact principal to your school or Safeguarded Education Escrow account.
Stop Losing $300–$1,200 Per Tuition Payment to Local Bank FX Markups
When a family in India, Brazil, Nigeria, Korea, Vietnam, or Latin America walks into a traditional local retail bank to wire USD, EUR, or GBP abroad, the local bank typically adds a 3% to 5% hidden FX markup plus $25–$60 in SWIFT correspondent lifting fees—meaning the school receives a short-paid wire and the student overpays. With Smart Collect™, students pay domestically in their own currency at institutional FX rates, and your school or Safeguarded Education Escrow receives 100.00% of the exact invoiced amount.
How Smart Collect™ Works in 4 Steps
From SIS/enrollment invoice creation to automated ledger reconciliation or Safeguarded Escrow funding — zero unidentified wires, zero correspondent deductions.
Generate Smart Link
Create a direct or escrow payment link via dashboard, CSV batch, REST API, or SIS/ERP connector (Blackbaud-class SIS, OpenApply, SAP, Zoho, NetSuite) in your school's invoicing currency.
White-Label Checkout
The student or parent opens your school-branded checkout portal. Smart Collect™ automatically detects their country and presents localized payment methods and locked wholesale FX rates.
30+ Local Clearing & APM Rails
Families settle domestically in their own currency via SEPA Instant, Faster Payments, ACH/FedWire, EFT/Interac, PIX, SPEI, UPI, NPP, PayNow, Swish, MobilePay, Alipay, WeChat Pay, KakaoPay, or 3DS 2.0 Cards.
100% Principal & Auto-Match
Your institution or Safeguarded Education Escrow receives the exact cent invoiced, with instant webhook dispatch, student ID matching, and official payment/escrow receipt generation.
38+ Held & Settlement Currencies + 75+ FX Corridors
Hold, receive, and manage balances natively across 38+ currencies with dedicated local virtual IBANs and account numbers, while accepting and converting student payments from 75+ tradable currencies worldwide.
🎨 Custom School & Agency Branding
Inject each university, boarding school, language academy, or partner agency's crest, primary palette, and disclosures automatically into every checkout page and PDF receipt.
🔄 Native SIS, LMS & ERP Sync
Pre-built webhooks and APIs for Student Information Systems (Blackbaud-class platforms, OpenApply), LMS diploma portals, SAP ByDesign, Zoho Books, and NetSuite eliminate manual CSV work for bursars.
🛡️ One-Click Safeguarded Escrow Option
Let students pay directly on simple invoices or toggle Safeguarded Education Escrow for milestone-protected releases and automatic agency commission splits.